I understand that one has to discipline herself/himself in matters of personal finance. It's not easy to have no spend days. It's not easy to save. However it is very easy to give into wants and make purchases you will regret later. So my goal is to try and discipline myself to save every dollar that I can. I live in a very expensive city. I can't really say that I have a quality time to myself or with friends/family, or that I am very happy with the place I am right now in life. I have noticed this also lends to spending where I shouldn't be. I was walking around last week, and stopped in a store and ended up spending $60. I could have waited for those things I bought. But I was feeling bad, and I thought why not? They gave me temporary happiness. But no, I shouldn't be spending recklessly like that. Especially not in this economy. Well, never really. I have also been eating out a lot, which is not only expensive, but also unhealthy. So what am I going to do? I am going to discipline myself. I am going to discipline myself to do things that I necessarily don't want to do, for eg: exercise. I have heard exercising helps a person mentally. I also think it will motivate myself to eat healthier. After all, I don't want to counter-effect all that exercise. I am going to discipline myself to pack my lunch, go to sleep on time and wake up early. I am going to start with small steps and see how far I can get along.
July 15th, 2008 at 02:57 pm