Lazy Weekend
August 25th, 2008 at 03:51 amDid not get much done this weekend. I will try and catch up this week. But I have a lot going on this week, including my dog's surgery on Wednesday.
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Lazy WeekendAugust 25th, 2008 at 03:51 amDid not get much done this weekend. I will try and catch up this week. But I have a lot going on this week, including my dog's surgery on Wednesday. Weekend PlansAugust 22nd, 2008 at 08:35 pmNot much really. School restarts in a few weeks, so I will just take it easy. Weekends are especially harder though due to my recent "separation" due to lack of getting act together in BF's part (what he likes to call "break up" because I refuse to understand) /whatever. Things to doAugust 21st, 2008 at 06:53 pm
Allocations! Allocations!! Allocations!!!August 20th, 2008 at 03:43 pmHere is what I have, I am open to any comments. My dog has to have a surgeryAugust 17th, 2008 at 07:37 pmto remove some grown in his eyelids because it's pushing into his cornea. It will probably happen sometime next week. He has to go under anesthesia so had some blood work done today. Cost me a total of 264, but it was including his yearly shots. They are supposed to call me with the estimate for the surgery some time later. Trying to keep upAugust 13th, 2008 at 05:04 pmIt's been a while since I blogged. So I just wanted to say hello. There have been major changes professionally and personally and I am just trying to keep up with all these changes. So it's been a little stressful. Being so stressed, it appears makes me spend money, so I will have to be careful about that. Roth vs Traditional IRA and 401K etcAugust 1st, 2008 at 02:46 pmI have 20K+ in my old 401K. We can move it to our own IRA or move it to the new 401K. I thought you were not allowed to have both the traditional IRA and 401K at the same time? I thought if you had 401K, you had to have a ROTH IRA? Egad! Any resources I can read up on???? What should you do with 401K when you switch jobs?July 31st, 2008 at 03:54 pmIs it better to roll it over to the new plan? Or, is it better to put it in a roth IRA? One of those daysJuly 28th, 2008 at 05:43 pmI am having one of those days. Ugh! Ouch that hurt AND cost me $300July 27th, 2008 at 10:16 pmI went in for regular teeth cleaning (Horrors! After 3 years. I hate going to the dentist) They said my gums were being pushed down and I needed to put in boding in 15 teeth and if I didn't take care of them, I will get root canals!! And one cavity! My insurance paid 80% of it. But I had to pay $300 out of my pocket. Feeling sadJuly 26th, 2008 at 10:59 pmWeekends are always hard these days. My friends are spread out all through out the world and it's hard to catch up. BF and I are having problems and I don't know if it will get better with time. Everybody seems to be having a nice summer, enjoying going out, camping etc. It's a lonely feeling to see everybody else enjoying themselves and me? When will I have all of that? Friends have their own lives to think about and live. It used to be different when we were younger. Now it's different. Husbands and kids always come first. Even your very good friends have no time for you because they have their own issues to deal with. But sometimes it makes me think if it was them having a bad time, I would care more. I would call over the weekend to see how that person is doing. Because weekends are specially harder. Maybe it's just me. But I don't really enjoy having rushed conversations over the phone whenever it's convenient to them -- while they are driving or waiting for something. It would mean so much more if they actually made time for me. Oh well. I guess live and learn. Lunch Challenge UpdateJuly 25th, 2008 at 06:15 pmI brought in my own breakfast and lunch every day this week! Way to go! I am very proud of myself. Thursday update and discovering freezing and defrostingJuly 24th, 2008 at 02:43 pmBrought in my breakfast and lunch again. Last night I cooked a batch of pasta sauce and froze them. Now I have pasta sauce ready for about 10 meals! Awesome. I am only just now doing the cooking and freezing thing. Also it only recently occurred to me that you can defrost the frozen food using microwave to have ready meal in minutes. I know so silly, but I never used microwave oven in that way before. Duh! It not only saves food from going to waste, but saves me money too! I used to be the queen of buying a bottle of pasta sauce, using it for 1 or 2 meals and having the most of it go to waste. That was because I would pour a little out and cook it each time I wanted to have pasta. Cooking the whole jar at once not only saves the wastage, but it also saves me gas and time. I know people have done it for ages, but it's a new found concept to me and I am really pleased as a plum.
Under the weather and nighmarish experienceJuly 23rd, 2008 at 02:44 pmNot feeling too well today. You know that feeling when you wake up with your whole body hurting and legs turning to jelly? I fell asleep on the couch reading a book. I finally woke up and went to bed around 4 I think because it was too hot in the sofa and I was sweating. However when I fell asleep on my bed, I had this whole dream/nightmare thing about someone heavy pushing me down. It was not just in my dream, I could actually feel it physically in my half sleep. But it wasn't also real because there was no one pushing me down, but I could feel the heaviness and the feeling of not being able to move or make any sound out of my throat when I wanted to so desperately. Have you ever had that? What is it called? I have had that happen to me a few times before. I think it has something to do with the position your body is in when you fall asleep. Anyway it wasn't pleasant at all and scary in my sleeping state because you actually think someone is trying to push you down and strangle you or whatever. Want to join lunch challenge?July 22nd, 2008 at 07:29 pmI have brought in my breakfast/lunch yesterday and today. I plan to do so for the rest of the week. This is a challenge for myself. If anybody wishes to join this challenge for the rest of the week, please feel free to leave a comment and update. I will post result at the end of Friday to show whether or not I (and others if any) succeeded. Where can I cut back?July 22nd, 2008 at 05:02 pmI don't drive. New ExpensesJuly 21st, 2008 at 10:11 pmAs it happens, I had to buy a new vacuum cleaner this weekend. It was a lot of money I was not expecting to spend. But you can only live for so long amidst the dust, grime and pet hair. Hopefully I can enjoy my cleaner place more now. I was very very tempted to get one of those dyson vacuum cleaners. But I resisted. It seems like everybody wants to buy dyson these days. Everybody who came to the vacuum cleaner aisle were looking for one. The one I bought for myself was less than half the cost of a dyson, but still quite expensive. But I am sure I will get a lot of use out of it, and that it will last for a long time. Fingers crossed! MuseumJuly 19th, 2008 at 04:08 pmMuseum visit was very nice. I also found out that you don't have to pay the "suggested" fee. This little info will come in handy, and now I plan to visit all the public museums and pay very little for it. After all I am already paying for them with my tax $$. It was nice to go out and see a friend and take in all the art and music the museum had to offer. Beats staying in and wallowing in my personal stuff anytime!! Today I plan to do "summer cleaning" of dwelling. It's too hot to be outside anyway and I need to get my affairs in order. I plan to declutter and donate things that I don't use anymore to charity. Stay cool! Learning to be better at thingsJuly 18th, 2008 at 03:33 pmWell yesterday I saved myself from spending. I didn't buy clothes that I almost bought. I didn't do take away when I was hungry and almost too lazy to cook dinner. Instead I went home and cooked chicken that I had in the fridge. It didn't come out that well, which is a different story altogether, but ate it anyway. Then I cleaned, filed my paperworks away and mopped the kitchen floor, and went to bed at 12. I wanted to be in bed before that, but I just had too much to do. Well at least it's better than 2 am. I brought my breakfast of orange, blueberries, yogurt and granola to work. I also brought in tuna with crackers for lunch. Specifically it's Bumble Bee Sensations Spicy Thai Chili seasoned Tuna Medley with Crackers. It comes in a ready to go pack with a little spoon too. It cost me about $1.75 for the pack. It's more of a snack, but if that's not enough, I have some more granola that I brought in in a zip lock bag. I will just have to buy a cup of yogurt for it, at the most, if at all. However, I forgot to bring my student Id. Crap! I am sure that would have given me some discount at the museum. Ugh. Maybe I will print out the classes I am registered for next semester online and they will treat it as my Id. Will see. Man, I even told myself in my half sleep to remember to bring my ID. Oh well. Well one more thing to add to my list: Pack my bag with essential items the night before *update: The tuna lunch/snack was delicious. For a minute I thought about recreating this myself with regular tuna, but then I realized I will never be able to make it so good. I don't like tuna out of a can as it is. But this is pretty good, and I won't mind eating it again. Next time I will make it more substantial by adding it in a salad or sandwich wrap, or simply bringing in extra crackers. Note to selfJuly 17th, 2008 at 09:51 pm
A down dayJuly 17th, 2008 at 05:04 pmNot feeling very positive today. Perhaps due to some personal stuff and job related stuff. I went to bed at 2 last night! What was I thinking? That too, after that post about discipline. Ugh! I am so bad at it. There is not really much to be motivated about right now. I need to switch myself around and my thinking around. I need to stop feeling sorry for myself and start doing things to make it better. Stretching my grocery budgetJuly 16th, 2008 at 03:29 pmI budgeted $100 for grocery for the month of July. It's the 16th. I have used up $89! Looks like I will be going over my budget. I do have some items at home that can last at least a week. Let me see if I can meal plan and strech my food to the end of the month. Chicken Thighs : at least 3 meals Well, I will give it a go and see if I stretch out my grocery. I am sick of going over my food budget every month. Even if I have to increase my grocery budget, I don't want to go over $125. Being DisciplinedJuly 15th, 2008 at 03:57 pmI understand that one has to discipline herself/himself in matters of personal finance. It's not easy to have no spend days. It's not easy to save. However it is very easy to give into wants and make purchases you will regret later. So my goal is to try and discipline myself to save every dollar that I can. I live in a very expensive city. I can't really say that I have a quality time to myself or with friends/family, or that I am very happy with the place I am right now in life. I have noticed this also lends to spending where I shouldn't be. I was walking around last week, and stopped in a store and ended up spending $60. I could have waited for those things I bought. But I was feeling bad, and I thought why not? They gave me temporary happiness. But no, I shouldn't be spending recklessly like that. Especially not in this economy. Well, never really. I have also been eating out a lot, which is not only expensive, but also unhealthy. So what am I going to do? I am going to discipline myself. I am going to discipline myself to do things that I necessarily don't want to do, for eg: exercise. I have heard exercising helps a person mentally. I also think it will motivate myself to eat healthier. After all, I don't want to counter-effect all that exercise. I am going to discipline myself to pack my lunch, go to sleep on time and wake up early. I am going to start with small steps and see how far I can get along. Today's ExpensesJune 17th, 2008 at 02:37 pmI have started to keep track of my spendings. Try as I might, I find it very difficult to make my own lunch. No wonder, it's still early and I am $3.50 poorer on breakfast. I gotta shape up. A new kid on the blockJune 17th, 2008 at 02:28 amHello SA folks. I have been lurking for a few months at this site, and today I decided it's time to delurk and introduce myself. Hi! I am Casey. *wave* I want to save and invest wisely. All together I would like to be more informative about personal finance. I hope you will help me along my journey because I know there are some really money smart people in here. |