Here is what I have, I am open to any comments.
Growth and Income(4 stars in morning star): 20%
Income(Bonds): 10%
MidCap Blend: 30% (5 stars in morning star)
Large Cap Value:20% (4 stars in morning star)
Aggresive Growth (Large cap. International) 20% (5 stars in morning star)
Allocations! Allocations!! Allocations!!!
August 20th, 2008 at 03:43 pm
August 20th, 2008 at 05:07 pm 1219248473
Just curious, but any reason why you've allocated 30% to the mid cap?
Best advice I can give right now is to read through all the prospectuses of each fund. If you want more feedback, it would really help if you could provide us the ticker of these funds.
August 20th, 2008 at 05:42 pm 1219250543
Look into growth and income fund to see how much is bond vs. stock so you have clear % on your bond/stock %.
Also, have you looked at expense ratios and passive vs. active?
Disregard and forgive if you have already done so, I just saw this crop up on pfblogs.org.
August 20th, 2008 at 11:20 pm 1219270857
international?
bonds?
commodities?
Growth and Income is not an asset class- neither is aggressive growth. Stop taking investment advice from Dave Ramsey.
If not taking advice from DR, sorry- but what you are doing is similar to his bad advice on investing.
August 21st, 2008 at 04:25 am 1219289101
Just offhand, you definitely want to see how much overlap you have between the aggressive growth and the large cap value fund. Even if one is supposedly "international", lots of large cap companies are multi-national. Oh yes, large capitalized companies very rarely grow aggressively - it would be the economic version of a tumor.
Basically, on the macro level you have an asset allocation of 90% stock and 10% bonds.
August 21st, 2008 at 02:55 pm 1219326910
August 21st, 2008 at 06:30 pm 1219339815